First Mortgage Loans
Owning your own home…it’s the American Dream! LaPorte Community FCU has a variety of products and services to best meet your mortgage needs. Whether you are purchasing your first home, a place perfect for retirement or even refinancing to lower a higher interest rate mortgage, we offer a variety of mortgage loan options designed to meet every need at every age and income level.
Many home buyers prefer one of our 10, 15, 20 or 30 year fixed- rate mortgages because they offer the most affordable financing choices.
Adjustable Rate Mortgages are also available at very competitive rates.
Home Equity Loan
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Need cash to consolidate high interest rate credit cards? Or, maybe you need help financing your child’s education. Why not consider a fixed-rate Home Equity Loan? Put the value of your home to work for you! The credit union will pay the fees for Home Equity Loans of $10,000 or more. Borrow up to 90% of your homes worth (including your first mortgage if you have one).
Interest on most Home Equity Loans is tax deductible. Just ask your tax preparer. Terms on Home Equity Loans are 1 to 15 years.