Splash Back Checking 

Soak up the rewards with Splash Back Checking.

Splash Back is a free checking account that gives you the freedom of earning cash back on debit card purchases when you meet a few monthly qualifications.^ 

Features You’ll Love

• No monthly maintenance fees
• No category restrictions on purchases
• Manage your account with Online and Mobile Banking

DETAILS

• Free checking that pays you back
• Get 5.00% cash back on debit card purchases^
  • No category restrictions on purchases
  • Cash back earned on as much as $200 in purchases monthly 
  • Earn as much as $120 cash back per year, $10 per month^
• Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
• Link to free Deep Sea Savings to build savings automatically
• No monthly maintenance fee
• No minimum balance to earn rewards
• No minimum deposit to open

Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your Splash Back Checking account during each Monthly Qualification Cycle:

• At least 12 debit card transactions
• At least 1 direct deposit, ACH payment, or ACH credit transaction
• Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

^Splash Back Checking Disclaimer

Splash Back Checking

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means the current statement cycle.

See our website www.laportecfcu.com or contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Splash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Splash Back Checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to High Tide Checking or Splash Back Checking transactions via ATM; Deep Sea Savings ATM transaction fees are not reimbursed nor refunded.

When your Splash Back Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Splash Back Checking account on the first processing/business day of the following statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA