LaPorte Community FCU - CD & IRA Rates

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LaPorte Office: (219) 326-8050 | Michigan City Office: (219) 879-1920 | Ex-Tell: 219-326-8050 Opt 1 (24 Hour Access) | Report Lost/Stolen Debit Card: 1-800-523-4175

CD & IRA Rates

IRA ACCOUNTS - Effective Date: 9/01/10

Nominal Rate

APY*

IRAs

0.60%

To open a share account, a $25.00 deposit is required. Dividends are earned on entire balance.

CERTIFICATES - Effective Date: 9/01/10

Nominal Rate

APY*

06 Month Term

0.50%

12 Month Term

0.90%

18 Month Term

1.20%

24 Month Term

1.20%

36 Month Term

1.60%

48 Month Term

2.00%

60 Month Term

2.20%

*$1000.00 minimum deposit to open a share certificate. The penalty imposed for withdrawal of certificate funds prior to maturity are as follows: If withdrawal occurs within 90 days after date of issuance, there is a forfeiture of earned dividends plus forfeiture of principal equal to 90 days dividends. Withdrawal after 90 days of issuance the forfeiture is equal to the smaller of dividends since date of issuance or 180 days dividends at contracted rate.

Financial Calculators»

*A.P.Y. = Annual Percentage Yield. All yields listed above are compounded monthly and paid monthly on the average daily balance computation method.

**Minimum balance is required and minimum balance must be maintained monthly in order to earn yield rate.

***All Annual Percentage Yields , rates, terms and conditions are subject to change without notice.