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LaPorte Community FCU offers its members
FREE (No Monthly Service Charge) Checking. Members can choose
from a wide array of check styles and the cost for checks
varies according to your selection. Using duplicate checks
lessens the chance of failing to record any entries in your
check registry. A monthly statement is sent or e-mailed
to you for your records.
Our senior members (60 years of age
or older) receive up to 3 Free boxes per
year. These checks will be ordered one box at a time.
College students receive 1 Free box of checks per year.
Credit union members 18 years
of age or older, who qualify for a checking
account, will automatically be enrolled in our Overdraft
Courtesy Pay Program.
Enjoy the benefit of knowing that the credit union will cover
those unexpected
“short on funds” occurrences.
This program is not a loan.
It is a simple way to avoid the embarrassment and
high fees from writing a check with non-sufficient funds.
You will be charged a
nominal $25 fee for each item covered by the Courtesy Pay,
but you will avoid
the large returned check fees charged by other companies.
Each
time the Courtesy Pay is used, a letter will indicate the
overdraft amount
and the fee charged. If the account has not been brought
to a positive balance
within a designated time frame, the program will no longer
be available.
You
may want to apply for the added safeguard of an Overdraft
Protection Loan.
This loan “add-on”, deposits funds into your checking account
in case emergency monies are needed. |
